Helping Keralite Gulf NRIs build a plan, purpose and peaceful retirement in Kerala.
Learn retirement planning, financial discipline, and life after retirement from a retired NRI with decades of experience.
Divakaran Kadannamangalam
Founder · President, Lions Club of Palakkad Joy
A Mission Beyond Education
Divakaran is the President of Lions Club of Palakkad Joy. His personal goal is to construct 10 micro housing units to donate to poor families in his village, Mulayankavu.
"Helping Pravasis Build Wealth, Purpose and Peaceful Retirement."
How much retirement corpus will you need?
Enter your current monthly expenses and see how much retirement corpus you may need to maintain your lifestyle in Kerala.
Range: 5000–1000000 ₹
Range: 0–30 yrs
Range: 3–10 %
Range: 15–35 yrs
Range: 4–10 %
Card 1
Estimated Monthly Expense at Retirement
₹89,542
per month, 10 years from today
Card 2
Estimated Retirement Corpus Required
₹2.69 Cr
to sustain 25 years in Kerala
This is an illustrative estimate. Actual retirement planning should consider inflation, investment returns, healthcare costs, and lifestyle goals.
Register Free for the Next Pravasi Academy Webinar
Live online session for Gulf NRIs — on Retirement, Wealth and Purpose. Limited seats.
PA/01/07/2026
Wednesday, 1 July 2026
19:30 IST
Retirement Planning Masterclass for Gulf NRIs
Next webinar starts in
15
Days
06
Hours
25
Mins
40
Secs
Why Pravasi Academy
Four pillars of a truly peaceful retirement.
Financial Security
Pension, investments and income that outlast your Gulf years.
Healthy Retirement
Habits, healthcare and insurance built for Kerala's second innings.
Family Harmony
Conversations and clarity with your spouse, children and parents.
Purposeful Living
A meaningful identity beyond the office — not just retirement.
From the Founder
Divakaran Kadannamangalam
"After decades of working away from Kerala, I understand the dreams and challenges of retirement. Pravasi Academy was created to help fellow NRIs build a secure and meaningful second innings."
Retired NRI · Retirement Educator · President, Lions Club of Palakkad Joy
7 Retirement Mistakes Every Keralite Gulf NRI Must Avoid
Download the free checklist and start preparing for a stress-free retirement — curated from decades of NRI experience.
- Avoid the 3 biggest income gaps
- Get your insurance right before 55
- Handle dual-country taxes & remittances
Pravasi Circle
Become a member of Pravasi Circle.
Join a community of like-minded NRIs preparing for a peaceful and prosperous retirement.
- Live retirement planning webinars
- Financial education for NRIs
- Estate planning & will guidance
- Private community discussions
- Exclusive members-only updates
2,000+
NRIs
120+
Webinars
6
GCC countries
14
Kerala districts
Upcoming Courses
Learn at your own pace.
Retirement Planning Masterclass
Module 1 · Cohort opening soon
Financial Freedom for Keralite NRIs
Module 2 · Cohort opening soon
Estate Planning & Will Preparation
Module 3 · Cohort opening soon
Happy Retirement Blueprint
Module 4 · Cohort opening soon
Get in Touch
Reach out — we reply personally.
Your Kerala second innings starts with one honest plan.
Download the free checklist today — and take the first step home.
Get the Free Checklist