Will Your Gulf Savings Give You a Monthly Income for Life?
After working for decades in the Gulf, many NRIs return home with savings but without a structured retirement income. Join my FREE live webinar and discover how to build a financially secure retirement in Kerala.
100% free · Live on Zoom · Malayalam & English · No sales pitch
Pravasi Academy Circle
Divakaran Kadannamangalam
Retirement Planning Specialist for Gulf Keralites
Trusted by Gulf Malayalis because I've walked the same journey.
A Mission Beyond Education
Divakaran is the President of Lions Club of Palakkad Joy. His personal goal is to construct 10 micro housing units to donate to poor families in his village, Mulayankavu.
"Helping Pravasis Build Wealth, Purpose and Peaceful Retirement."
Why Gulf Keralites Trust This Session
Divakaran Kadannam Angalam
- Former Chief Financial Officer – Bahrain
- 35 Years GCC Experience
- Retirement Planning Specialist for Gulf Keralite NRIs
- Senior Insurance Manager – PNB MetLife Insurance
35 Years in GCC
Former CFO in Bahrain
Retired Gulf Professional
I understand your journey because I lived it.
Senior Insurance Manager
PNB MetLife Insurance
Based in Kerala
Serving Gulf families from Palakkad
Why Attend This Webinar
What You Will Learn
One focused hour built around the questions Gulf Keralites actually ask before returning home.
- Why many Gulf NRIs underestimate retirement costs
- How much retirement corpus you really need
- Common mistakes while investing End of Service Benefits
- How to create guaranteed monthly retirement income
- Live Q&A session
You will be redirected to our secure registration platform (TagMango) to complete your free webinar registration.
Video
Watch Before You Register
A short introduction to the webinar and who it is for.
How much retirement corpus will you need?
Enter your current monthly expenses and see how much retirement corpus you may need to maintain your lifestyle in Kerala.
Range: 5000–1000000 ₹
Range: 0–30 yrs
Range: 3–10 %
Range: 15–35 yrs
Range: 4–10 %
Card 1
Estimated Monthly Expense at Retirement
₹89,542
per month, 10 years from today
Card 2
Estimated Retirement Corpus Required
₹2.69 Cr
to sustain 25 years in Kerala
This is an illustrative estimate. Actual retirement planning should consider inflation, investment returns, healthcare costs, and lifestyle goals.
Click to Register Free Register Free — Every Sunday, 9:30 PM IST
A free live session for Gulf Malayalees on retirement planning, money discipline and life after the Gulf. Held in simple Malayalam and English.
PA/20/09/2026
Sunday, 20 September 2026
9:30 PM IST
Retirement Planning Masterclass for Gulf NRIs
You will be redirected to our secure registration platform (TagMango) to complete your free webinar registration.
Next webinar starts in
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Also upcoming
- PA/27/09/2026Sunday, 27 September 2026
- PA/04/10/2026Sunday, 4 October 2026
- PA/11/10/2026Sunday, 11 October 2026
You Have Nothing to Lose by Attending…
- The webinar is completely FREE.
- There is no obligation to purchase any financial product.
- Bring your spouse if possible.
Free Registration
Reserve your free seat
Reserve Your FREE Webinar SeatYou will be redirected to our secure registration platform (TagMango) to complete your free webinar registration.
I personally review every registration and look forward to meeting you during the live webinar.
Why Pravasi Academy
Four pillars of a truly peaceful retirement.
Financial Security
Pension, investments and income that outlast your Gulf years.
Healthy Retirement
Habits, healthcare and insurance built for Kerala's second innings.
Family Harmony
Conversations and clarity with your spouse, children and parents.
Purposeful Living
A meaningful identity beyond the office — not just retirement.
Divakaran Kadannam Angalam
- Former Chief Financial Officer – Bahrain
- 35 Years GCC Experience
- Retirement Planning Specialist for Gulf Keralite NRIs
- Senior Insurance Manager – PNB MetLife Insurance
About Me
Divakaran Kadannamangalam
"I spent 35 years working in Bahrain and other GCC countries, eventually serving as Chief Financial Officer. After retiring in 2018, I returned to Kerala with one mission: helping Gulf Keralites convert their hard-earned savings into lifelong financial security."
I don't simply recommend financial products — I help families create structured retirement plans with confidence and peace of mind. Insurance and investment products are only one part of that plan, never the starting point.
Retirement Planning Specialist for Gulf Keralites · Senior Insurance Manager, PNB MetLife Insurance · President, Lions Club of Palakkad Joy
Hear From a Fellow NRI
After spending more than 35 years in Dubai, I returned to Kerala for permanent settlement. Like many NRIs, I faced several financial and social challenges that I had never anticipated while living abroad.
During this phase, the guidance of Mr. Divakaran Kadannamangalam proved invaluable. I have known him personally for over five years and had the privilege of working alongside him in a Private limited company in Kerala. His extensive leadership experience in the Gulf, combined with his deep knowledge of financial planning and money management, makes him a trusted mentor for NRIs.
What sets him apart is his integrity, practical approach, and genuine commitment to helping people secure their future. Even today, I regularly seek his advice on important financial decisions.
I strongly recommend Pravasi Academy to every NRI who wants to retire with confidence, financial security, and peace of mind.
— Mohanlal V
Former NRI, Dubai (35+ Years)
BahrainA Trusted Guide for Every NRI's Financial Future
As an NRI living in Bahrain, I have had the privilege of knowing Mr. Divakaran Kadannamangalam for many years. Throughout this time, he has been a trusted mentor who has guided me extensively in my financial and retirement planning journey.
His advice is practical, insightful, and always tailored to individual needs. What truly sets him apart is his deep understanding of the unique financial challenges and opportunities faced by NRIs. Through his guidance, I have gained greater clarity, confidence, and peace of mind while planning for my family's financial future and retirement.
I am delighted to see him launch Pravasi Academy, an initiative that I believe will create tremendous value for the global NRI community. I wholeheartedly recommend Pravasi Academy to fellow NRIs who are seeking reliable, knowledgeable, and personalized guidance in financial management, wealth creation, and retirement planning.
I am confident that the expertise, integrity, and dedication Mr. Divakaran brings will make a meaningful difference in the lives of many NRIs around the world.
— Deepak D
Bahrain
BahrainBuilding a Strong Financial Backup for the Future
Having worked in Bahrain for the past 26 years, securing my financial future has always been a top priority. I am truly grateful for the guidance, support, and professional advice I received from Mr. Divakaran.
Through his systematic approach to financial planning and ongoing guidance, I have built a strong financial backup that gives me confidence and peace of mind about my future. Throughout the process, I found him to be trustworthy, knowledgeable, and genuinely committed to helping his clients achieve their financial goals.
I wholeheartedly recommend Mr. Divakaran to anyone who wants to plan their retirement and financial future with confidence. His guidance has made a meaningful difference in my life, and I believe it can do the same for others.
— Mr. Rebi Abraham
Bahrain · 26 years of GCC experience
Build a Secure Retirement Future With Fellow NRIs
Every NRI Must Plan Before Returning Home
Testimonials
What Gulf NRIs Say
Video testimonials
Video testimonials will appear here soon.
Written testimonials
More written testimonials will appear here soon.
7 Retirement Mistakes Every Keralite Gulf NRI Must Avoid
Download the free checklist and start preparing for a stress-free retirement — curated from decades of NRI experience.
- Avoid the 3 biggest income gaps
- Get your insurance right before 55
- Handle dual-country taxes & remittances
Pravasi Academy Circle
Become a member of Pravasi Academy Circle.
Join a community of like-minded NRIs preparing for a peaceful and prosperous retirement.
- Live retirement planning webinars
- Financial education for NRIs
- Estate planning & will guidance
- Private community discussions
- Exclusive members-only updates
2,000+
NRIs
120+
Webinars
6
GCC countries
14
Kerala districts
Get in Touch
Reach out — we reply personally.
FAQ
Questions Gulf Keralites Ask
Is the webinar really free?
Yes. The live webinar is completely free. There is no fee, and no payment details are ever collected to attend.
Who should attend?
Gulf Keralites and other NRIs who are planning to return home, are close to retirement, or have already retired and want a structured monthly income plan.
Can my spouse also attend?
Absolutely. We encourage couples to attend together, because retirement decisions are family decisions.
Will there be any product sales during the webinar?
This is primarily an educational session. An optional Pravasi Academy programme may be introduced at the end, without any obligation to purchase.
How long is the webinar?
Session: 9:30–11:00 PM IST, including teaching and live Q&A.
Will I receive the webinar recording?
Registered participants receive the recording on WhatsApp or email when a recording is available for that session.
Your Kerala second innings starts with one honest plan.
Download the free checklist today — and take the first step home.
Reserve Your FREE Webinar SeatYou will be redirected to our secure registration platform (TagMango) to complete your free webinar registration.